What's wrong with traditional finance?

It's hard
Not only is it a slow and painful process, it’s really hard to shop around and compare rates.

Everything is hidden
Interest rates and fees are generally not shared with the customer. Brokers tend to favour lenders that pay the highest commissions, not those that have the best rates.

It's not personalised
Almost every other finance company uses generic starting rates not specific to you - these rates then change later in the process.

What's right with Urbanmiles?

It's easy
We take the hard work out of the loan application process from start to finish.

Nothing is hidden
We're 100% transparent, so there are no hidden surprises.

Personalised
We provide you with personalised rates based on your profile. This means no last minute rate changes just before you sign the contract.

How to get a car loan with Urbanmiles

1. Smart match

Follow a few simple online steps and we’ll match your personal profile to the best pre-qualified rates - not generic rates that can change later in the process.

2.Choose loan

Choose a preferred lender from your personalised options, with 100% transparency. The options we provide will show all fees, with nothing hidden.

3. We do the checks

We make sure you're likely to be approved before sharing your profile with lenders. This prevents disappointment, protects your credit score and speeds up the process. Getting approved takes from 2 hours to 2 days, depending on your lender.

4. Loan Approved

Once you've found your car, give us vehicle details and proof of insurance car details and we'll release funds (subject to loan approval). If you don't know where to start, we can help with that too!

Compare loan rates from over 30 lenders

Compare multiple lenders with Urbanmiles


Lender Loan Amount Loan Term Interest Rate (APR) EMI
₹ 10,0000 7 years 8.50% - 11.25% ₹ 1,584 - ₹ 1,725 Find my rates
₹ 10,0000 7 years 7.35% - 9.10% ₹ 1,526 - ₹ 1,614 Find my rates
₹ 10,0000 7 years 7.70% - 8.45% ₹ 1,544 - ₹ 1,581 Find my rates
₹ 10,0000 7 years 7.30% - 9.90% ₹ 1,524 - ₹ 1,655 Find my rates
₹ 10,0000 7 years 7.25% - 7.50% ₹ 1,522 - ₹ 1,534 Find my rates
₹ 10,0000 7 years 8.80% – 10.00% ₹ 1,599 - ₹ 1,660 Find my rates
₹ 10,0000 7 years 8.82% - 12.75% ₹ 1,600 - ₹ 1,806 Find my rates
₹ 10,0000 7 years 8.40% - 9.00% ₹ 1,579 - ₹ 1,609 Find my rates
₹ 10,0000 7 years 8.20% - 8.55% ₹ 1,569 - ₹ 1,586 Find my rates
₹ 10,0000 7 years 7.40% - 7.50% ₹ 1,529 - ₹ 1,534 Find my rates
₹ 10,0000 7 years 9.40% - 9.90% ₹ 1,629 - ₹ 1,655 Find my rates
₹ 10,0000 7 years 7.95% - 8.70% ₹ 1,556 - ₹ 1,594 Find my rates
₹ 10,0000 7 years 7.70% - 9.30% ₹ 1,544 - ₹ 1,624 Find my rates
₹ 10,0000 7 years 7.35% - 7.95% ₹ 1,526 - ₹ 1,556 Find my rates

So how does it work?

Find my rates options

Have Questions ?

Urbanmiles is an online one stop Platform for new & used cars where customer can search comparison their suitable & budgeted options on best prices, by for all new & Used car through the car dealers in their own location from where they can buy the cars.

We work with over 30 different car loan lenders to give you confidence that the auto financing options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.

Not all car loan lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.

When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.

Your credit score isn’t always the most important factor though. Some lenders will pay more attention to personal details like your income and living situation or the loan amount you’re looking for. Urbanmiles works with more than 30 lenders to ensure that you have the best chance of finding a finance option that works for you.