How to get a car loan with Urbanmiles

1. Smart match

Follow a few simple online steps and we’ll match your personal profile to the best pre-qualified rates - not generic rates that can change later in the process.

2.Choose loan

Choose a preferred lender from your personalised options, with 100% transparency. The options we provide will show all fees, with nothing hidden.

3. We do the checks

We make sure you're likely to be approved before sharing your profile with lenders. This prevents disappointment, protects your credit score and speeds up the process. Getting approved takes from 2 hours to 2 days, depending on your lender.

4. Loan Approved

Once you've found your car, give us vehicle details and proof of insurance car details and we'll release funds (subject to loan approval). If you don't know where to start, we can help with that too!

Lending Partners

Compare multiple lenders with Urbanmiles

Find my rates options

This won't affect your credit score

Interest rate

7.40% - 7.50% *

Interest rate

8.50% - 11.25%

Interest rate

8.82% - 12.75%

Interest rate

3.40-3.50%

Interest rate

7.35% - 9.10%

Interest rate

8.80% – 10.00%

Interest rate

7.70% - 8.45%

Interest rate

7.30% - 9.90%

Interest rate

7.25% - 7.50%

Interest rate

7.70% - 9.30%

Interest rate

7.35% - 7.95%

Interest rate

8.40% - 9.00%

Interest rate

9.40% - 9.90%

Interest rate

7.95% - 8.70%

Interest rate

8.20% - 8.55%

Don't take our word for it

We always recommend a second opinion. Check out our customer reviews

My car loan was taken from Kotak Mahindra bank because an interest rate is less. I have taken the loan amount of Rs. 7L and I made the down payment of Rs. 5L. I have selected the duration of 5 years. I have been paying EMI amount of Rs. 14,000 per month. Documentation process was hassle free.

This loan was sanctioned on faster basis ,the loan process was clearly shared by the agent . I am paying the premium on EMI basis which will be done on time.

I have taken car loan,The rate of interest and the processing fee was very high since had requirement i have taken this loan .The car model was 2014and the name of the vehicle name is Maruti swift have taken this loan .Everything was good to me so far and i am really satisfied with the service .

The car that was financed by Urbanmiles, and I was super impressed with their procedure. I thought that loan disbursal would take 2-3 days, but it was disbursed within 48 hours! Thanks to their swift process, I was able to get the car.

My car loan was taken from Kotak Mahindra bank because an interest rate is less. I have taken the loan amount of Rs. 7L and I made the down payment of Rs. 5L. I have selected the duration of 5 years. I have been paying EMI amount of Rs. 14,000 per month. Documentation process was hassle free.

This loan was sanctioned on faster basis ,the loan process was clearly shared by the agent . I am paying the premium on EMI basis which will be done on time.

I have taken car loan,The rate of interest and the processing fee was very high since had requirement i have taken this loan .The car model was 2014and the name of the vehicle name is Maruti swift have taken this loan .Everything was good to me so far and i am really satisfied with the service .

The car that was financed by Urbanmiles, and I was super impressed with their procedure. I thought that loan disbursal would take 2-3 days, but it was disbursed within 48 hours! Thanks to their swift process, I was able to get the car.

My car loan was taken from Kotak Mahindra bank because an interest rate is less. I have taken the loan amount of Rs. 7L and I made the down payment of Rs. 5L. I have selected the duration of 5 years. I have been paying EMI amount of Rs. 14,000 per month. Documentation process was hassle free.

This loan was sanctioned on faster basis ,the loan process was clearly shared by the agent . I am paying the premium on EMI basis which will be done on time.

So how does it work?

Find my rates options

Have Questions ?

Urbanmiles is an online one stop Platform for new & used cars where customer can search comparison their suitable & budgeted options on best prices, by for all new & Used car through the car dealers in their own location from where they can buy the cars.

We work with over 30 different car loan lenders to give you confidence that the auto financing options you’re seeing are a good fit for the vehicle you’re thinking about and your personal situation.

Not all car loan lenders were born equal, which means some have slower response times, bigger fees, worse support functions and higher rates than others, and they all have different lending criteria. But we’ve hand-picked those that we work with to support our vision of a seamless customer experience, an effortless online finance application process and the lowest rates.

When lenders are assessing and pricing your loan, one of the key factors they’ll often consider is your credit score. If you’ve got a reasonably high credit score, you’ll be eligible for a lower interest rate - and if you don’t have the best score, you’ll likely end up paying a higher rate.

Your credit score isn’t always the most important factor though. Some lenders will pay more attention to personal details like your income and living situation or the loan amount you’re looking for. Urbanmiles works with more than 30 lenders to ensure that you have the best chance of finding a finance option that works for you.